ABOUT PILOT MONEY
Independent
Clear advice, grounded in evidence and free from product agendas.
Practical
Ideas are only useful when they can be put to work in the real world.
Human
Experienced people working with your people, without unnecessary distance.
MEET THE CREW
People who know the territory.
Paul Walshe
Founder / Consumer Credit Adviser
Practical experience across credit strategy, risk, product and operating models.
Jeremy Thorpe
Director / Consumer Credit Adviser
Experience spanning lending businesses, investment decisions and credit operations.
The strongest advice is grounded in experience, but it is never limited by the past. Pilot Money brings knowledge from inside consumer credit businesses and applies it to the decisions in front of you today. We work independently, stay close to the practical realities of execution and make space for the commercial context around every question. That means clear thinking without unnecessary theatre, useful challenge without distance, and a steady focus on what will help your business move forward with confidence.

When Sir Charles Kingsford Smith set his sights on crossing the Pacific, Charles Ulm brought the organisation, fundraising and practical expertise that helped make the journey possible. Together, they combined different strengths to achieve something neither could have accomplished in quite the same way alone.
Pilot Money works on a similar principle. We work with people, lenders, investors, fintechs and technology businesses, bringing hands-on consumer credit experience to help navigate complexity, unlock opportunities and turn ambition into progress.